Tax Returns

A tax return copy is required for all borrowers regardless of the source of income. Provide a complete copy of the most recent tax return for each borrower. If filing jointly, provide the joint return, including all completed schedules. If…

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Income

For each borrower who is a salaried employee or hourly wage earner, provide the two most recent paystubs that reflect at least 30 days of year-to-date earnings for each borrower. Include reliable third-party documentation describing the amount and nature of…

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Assets (Deposit Account Statements)

For each borrower, copies of your last two checking and savings accounts. An online printout for is acceptable as long as the web address for your bank or credit union is either at the top or bottom of the printed…

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Hardship

Divorce or legal separation Copy of divorce decree, signed by the court OR separation agreement, signed by the court OR current credit report evidencing divorce, separation or non-occupying borrower has different address Death of Borrower or primary or secondary wage…

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