Tip 1: Get Organized!
The first step toward financially fitness is knowing where you stand. To do that, you need to get organized. Separate your bills from junk mail and personal mail. Streamline further by placing your bills in order by due date and priority level. Then, make a commitment to sending all of your payments out on time. To do this best, schedule a bill paying time, just like scheduling gym time or an appointment. This is fundamental to creating an effective bill paying system.
Remember, if you pay by check, to leave time for mailing and processing. Make time in advance to set up automated payments so you have less to worry about each month.
Takeaway: Form efficient and reliable bill paying habits.